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Civil Liability of The Bank for The Bankrupt Client (Comparative Study) | ||
| AL- Mouhakiq Al-Hilly Journal for legal and political science | ||
| Article 1, Volume 6, Issue 4, 2014, Pages 121-177 | ||
| Author | ||
| Ibrahim Ismail IbrahimandHassanein Abdel Zahra Sabih | ||
| Abstract | ||
| There is no doubt that the banks have a significant role in the national economy of the countries across the world, as the merchant (natural or moral) can not often that does its work business without the support and the support of banks, and in light of the economic downturn faced by Iraq and the keenness of the state to encourage the private sector to lead the process Economic Development urges state banks to grant credit to its customers in various forms and extending a helping hand and help them in case of exposure to significant financial difficulty, the merchant needs to banking services Kaltsuhalat and guarantees, loans and cash advances forms and the schedule different in the case of conducting its business is in the financial center is good, it is the door first needs to support in the event of passing financial difficulties and economic therefore forced to resort to banks in order to help him and improve its financial position, and if this thing will realize positive impacts in terms of the development of the national economy and encourage investment and reduce unemployment and so on, but it could lead to negative consequences for the the bank also through the responsibility of the civil, administrative and criminal if he opened the adoption of the client is not intended to save the client from the slump and its crisis, but to hide his condition deteriorating financial and prolong the duration of his business in a manner contrary to the fact that its financial and economic, and the same thing applies in the event of a bank to renew Open reliance by him previously or increase the amount of his or increasing reliance duration without reasonable cause. | ||
| Keywords | ||
| leading to the bankruptcy of the client and then damage its creditors or the customer himself bankrupt | ||
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