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The Delay of the Insured in Notifying the Insurer of the Risk and its Effect on the Insurer’s Commitment | ||
| Al-Ma'mon College Journal | ||
| Article 1, Volume 0, Issue 25, 2018, Pages 189-216 | ||
| Author | ||
| Raqya A. Ali | ||
| Abstract | ||
| When it is drawn up accurately, an insurance contract shall state certain obligations on both parties of the contract, some of which will be on the ensured and others on the insurer. First, the insured should make the necessary statements regarding the risk and any amendments or changes that may occur during the validity of the insurance specified period; secondly, pay the insurance premium; thirdly maintain the thing being insured, and fourthly, inform the insurer about the risk as soon as it occurs. The insured must also try to stop the aggravation of the risk and reduce its effects. In contrast, the insurer is committed to compensting the insured against the risk as stipulated in the contract. In case the risk takes place, the insurer is committed to performing specific actions agreed upon in the contract towards the ensured or the beneficiary of the insurance. | ||
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