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The rule of the Iraqi Housing Fund In Islamic jurisprudence | ||
| Journal of Islamic sciences | ||
| Article 1, Volume 1, Issue 5, 2017, Pages 18-74 | ||
| Author | ||
| Assistant Professor Fuad Mohamed Abdel Kubaisi | ||
| Abstract | ||
| Conclusion After the completion of this research - and thankfully - outlined the main findings and some of the proposals, which are as follows: 1. Set the legality of the loan book and the year and consensus and reasonable. 2. Loan true in every capital adjusts described and worth, and fixed in the disclosure, whether the lesbian mother of Agaymyat. 3. stipulated in the loan to be kind, not true benefits of a loan, because it is a stand-alone. 4. requires the loan to be equally well known and such, and that does not require the benefit of the lender. 5. True requirement of the loan documentation demonstrated or have the certification. It is representative of it. 6. may fulfill the requirement Bonqs which took him Almstkarz. 7. permissible for the borrower to respond to the creditor better than Astkarzh, or to guide a gift for him, unconditionally or Moatoh 8. No true-term requirement, and if the requirement repealed the requirement remains the contract is true, that it was not beneficial to the lender, although it would benefit him to spoil the corruption of the contract requirement. 9. be met by a specific amount of Almstkarz, in return for insurance on his life. Surfing for the treatment of the loan if that is strongly State law without desire Almstkarz. 10. clause on the implementation of the business legally permissible must be fulfilled. 11. clause relating to loans and debt, is like that reported by the Iraqi Housing Act in paragraph (t), is an invalid condition is not required to meet. And may be set aside requirement, the contract remains true, and the Almstkarz be keen on the performance of the specific premiums on time, so do not fall into usury. 12. may not be loaded Almstkarz wages or administrative downloads a certain percentage, such as 2%. 13. not permissible to take the Iraqi Housing Fund loan as long as the states that wages be increased by 2% and may be taken if identified those wages as much as the actual staff wages, a certain amount no more than steady increase of the loan. | ||
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