Evaluating the Performance of Banks Using ( PATROL) Model , Study of a Sample of Iraqi Private Banks     Analytical

Mohammed Obaid Al Nuaimi, Saadallah

	Evaluating the Performance of Banks Using ( PATROL) Model , Study of a Sample of Iraqi Private Banks Analytical
Tikrit Journal For Administration & Economics Sciences
Article 1, Volume 3, Issue 39, 2018, Pages 319-351
Author
Saadallah Mohammed Obaid Al Nuaimi
Abstract
The purpose of the research is to evaluate the performance of banks using one of the most recent models, which is the PATROL model. This model is one of the early warning models. It consists of five components (capital adequacy, profitability, credit risk, regulation, liquidity). The research sample included eight Iraqi banks for the year 2012, because the researcher is unable to obtain the financial data for the most number of banks, The researcher proved the validity of research hypotheses, including the possibility of using the PATROL model in evaluating the performance of Iraqi private banks, as well as the possibility of descending order based on the outputs of the model, starting with banks with good performance and ending with lower performing banks. The study reached several conclusions, such as that the banks assess their performance depending on their own potential, enables them to identify errors and deviations and reasons, and thus find ways to address them, as well as enable them to draw up an appropriate strategy to raise and improve the current level of performance. The study concludes with several proposals, among which the management of banks should give their banking performance special importance through the establishment of a specialized administrative unit entrusted with the task of evaluating performance, so that the task will be entrusted to competent staff and knowledgeable about it.
Keywords
Performance Evaluation; PATROL model; Regulation in banks; PATROL

Statistics Article View: 138 PDF Download: 61