The Role of Modern Financial Technologies Fintech in Achieving Banking Safety(An Analytical Study in A Sample of Arab Countries

Alnuaimi, Zahraa A. M. T.

doi:10.33899/tanra.2023.180481.1284

	The Role of Modern Financial Technologies Fintech in Achieving Banking Safety(An Analytical Study in A Sample of Arab Countries
TANMIYAT AL-RAFIDAIN
Volume 42, Issue 139, September 2023, Pages 174-190 PDF (752.59 K)
Document Type: Research Paper
DOI: 10.33899/tanra.2023.180481.1284
Author
Zahraa A. M. T. Alnuaimi^*
Department of Finance and Banking Sciences, College of Administration and Economics, University of Mosul, Mosul, Iraq
Abstract
The research aims to measure the impact of modern financial technologies in achieving banking safety for a sample of Arab countries, namely (Saudi Arabia, UAE, Kuwait, Qatar, Bahrain, Oman, Iraq, Egypt, Jordan, and Morocco) during the period (2018-2020) because the technology index Modern Finance FinxAr is a modern composite index that has been reported in recent years and consists of several main axes. These are (policies and legislation, the demand side, financing provision, talent development, financial infrastructure, cooperation, and partnerships), which represent independent research variables whose impact on achieving banking safety was measured (Equity to total assets, interest margin, capital to total assets, The strength of legal rights) using the Pooled Regression Model and the Fixed Effects Model and the Random Effects Model, the research concluded that there is a positive impact of modern financial technologies in achieving banking safety and Increasing banking return and that modern financial technologies contribute to the development of the Arab banking industry.
Keywords
Modern Financial Technologies; Banking Safety; Banking Indus industry

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