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The impact of bank financing requirements on the advancement of social entrepreneurship, an analytical study of Al-Tayf Islamic Bank. | ||
| AL-Qadisiyah Journal For Administrative and Economic sciences | ||
| Volume 26, Special 1, February 2026, Pages 104-117 PDF (655.77 K) | ||
| DOI: 10.33916/qjae.2025.Specialissue0104117 | ||
| Authors | ||
| Abbas Ebd Al-Khudair Al-Shalan* ; Mohammed Al-Baqir Jaber Mawat* ; Sahab Ali Rahim Anad* | ||
| Al-Muthanna University | ||
| Abstract | ||
| Social entrepreneurship can be promoted by providing bank loans to investors after determining financing requirements. This study was conducted at Al-Taif Islamic Bank for the year 2024, and the research sample consisted of data from the period (1993-2023). The study assumed that banking financing requirements as an independent variable affect the dependent variable of social entrepreneurship and enhance its promotion. The study also assumed that banking financing requirements affect the dimensions of social entrepreneurship (number of beneficiaries, bank revenues, and cost per beneficiary). To prove this, simple and multiple regression coefficients were used, and the validity of the research hypotheses was verified. The results showed that banking financing requirements are inversely related to the number of beneficiaries and the volume of revenues, meaning that the bank's need for funds would reduce the number of beneficiaries of its services and also reduce its revenues. They are directly related to the cost of each beneficiary, so the more the bank needs funds, the higher the cost to beneficiaries of bank services. The results also showed that banking financing requirements affect social entrepreneurship and its dimensions (number of beneficiaries, bank revenues, cost per beneficiary). The study provided a set of targeted recommendations, including that financing plays a major role in the success of social projects. | ||
| Keywords | ||
| Banking financing requirements; financing gap; social entrepreneurship | ||
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