- All Journals
- Al-Qadisiyah University
- Basrah University
- Kirkuk University
- Mosul University
- The Iraqi Borad for Medical Specialization
- University of Anbar
- University of Technology
- Al Mustafa University
- Al-Zahraa University for Women
- Alnoor University
- Kunooz University
- Misan University
- Ninevah University
- Tikrit University
- University of Al-Hamdaniya
- University of Kerbala
Electronic Payment Methods and Their Impact on Financial Inclusion Using the ARDL Methodology for Iraqi Commercial Banks | ||
| AL-Qadisiyah Journal For Administrative and Economic sciences | ||
| Volume 26, Special 1, February 2026, Pages 281-288 PDF (633.78 K) | ||
| DOI: 10.33916/qjae.2025.Specialissue0281288 | ||
| Authors | ||
| Ayed Jassim Abood* ; Yusra Rasim Jabbar* | ||
| Abstract | ||
| The research aims to highlight the impact of electronic payment methods on financial inclusion, especially through an applied analysis based on real data from the Iraqi banking sector using the ARDL model, which allows us to study the relationship between economic variables in the short and long term. The research concluded that there is a joint integration relationship, and the presence of a long-term direct equilibrium relationship that moves from all independent variables (number of ATMs, number of cards, points of sale) towards the dependent variable (the aggregate index of financial inclusion) for Iraqi banks. | ||
| Keywords | ||
| Electronic payment methods; financial inclusion | ||
|
Statistics Article View: 60 PDF Download: 57 |
||