Digital Financial Deepening and Macroeconomic Stability: Evidence from Iraq

Kzar Hassan, Basima

doi:10.33916/qjae.2026.02647679

	Digital Financial Deepening and Macroeconomic Stability: Evidence from Iraq
AL-Qadisiyah Journal For Administrative and Economic sciences
Volume 28, Issue 2, July 2026, Pages 647-679 PDF (1.82 M)
Document Type: Research Paper
DOI: 10.33916/qjae.2026.02647679
Author
Basima kzar Hassan
Department of Economics Studies, Center for Basra and Arab Gulf Studies, University of Basra
Abstract
Your full access to the article is suspended indefinitely. You are not logged in (Login \| Register) Download as PDF Cites 0 Tweet AbstractThis paper investigates economic implications of deepening financial stabilization under digitalization, including Iraq Since Profoundly embedding points into public debate provides a reliable signal for assessing elements poorly. Composite index construction Measurement of the diffusion w. r.to some indicators (ATM density, access point network casualisation : case POS terminals and electronic cards facilitating cashless payments & mobile wallets) The empirical analysis is done by using ARDL-ECM approach for short-run and long-run investigation with Robustness Check through baseline estimates on the application of OLS. The result indicates that this level of digital finance deepening is associated with lower inflation, money supply and GDP growth fluctuations. Result also show that growth of digital financial services has strengthen traditional banking and transmitting monetary policy into Iraq more effective. Ultimately, this is a study that shows how digital finance can serve as an important tool to help strengthen macroeconomic stability among emerging economies.
Keywords
Digital Financial Deepening; Macroeconomic Stability; Monetary Policy Transmission; Financial Inclusion; Iraq

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