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The legal system of the electrmnic paymeant cards | ||
| Journal of Anbar University for Law and Political Sciences | ||
| Article 11, Volume 4, Issue 1, 2013, Pages 308-412 PDF (252.68 K) | ||
| DOI: 10.37651/aujlps.2013.67646 | ||
| Author | ||
| BURAQ ABDULLAH MUTAR | ||
| Abstract | ||
| The research concentrates on the study of subject "of electronic payment cards" that are so called 'Credit Cards' which regarded an instrument utilizes the modern electronic means in performing bank processes. This card registers the processes directly in the merchant's account with the bank, the origin of the card,. The client, the card holder, is granted a period makes him gain what he wants from purchases and services and he uses the card in paying its prices by the bank. Afterwards he paybacks his debts according the bond signed between them in return of an agreed interest with having the bank a benefit by the merchant in return of his guaranty to pay processing value resulting in using the card and its register in the bank merchant's account. This subject has been chosen as this card has witnessed a vast use and because there was no lawful system treats such type of cards. This research aims to produce a sufficient information about this type of cards through its definition, showing its lawful nature and finally determining the impacts occur when treating with them, in order to start lawful regulation | ||
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