Measurement of the Financial Adequacy of the Insurance Companies and its Affecting Factors by Using the Financial Rates : A case study in the National  Insurance Company.

	Measurement of the Financial Adequacy of the Insurance Companies and its Affecting Factors by Using the Financial Rates : A case study in the National Insurance Company.
Al-Ma'mon College Journal
Article 1, Volume 0, Issue 22, 2018, Pages 53-77
Abstract
The insurance field plays an important role in the national economic development in addition to the economic protection offered to many companies. It participates in collecting the necessary funds to finance the development plans in the developing communities for the investment in many economic fields besides financing the economically developed communities. For that reason, the analysis of the results and the performance of that field would obtain significant importance where the insurance companies deal with others’ money. Knowing the financial adequacy in these establishments is considered a means for achieving many goals in addition to acknowledging the capabilities of these companies to keep their obligation towards the holders of the documents. Some of the financial rates indications are used in this paper where their values have been computed by using the financial data taken from the national insurance company for the period from 2007 to 2011. This study reached some conclusions such as that the financial rates would serve the financial analyst to know the performance of the company in the fields of adequacy, profits and funds and how successful their management competence is successful in carrying out their financing and investing policies.

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