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The Creditory Analysis and its Role in Guidingthe Operations of Bank Loaningin the Iraq Industrial Bank | ||
| Iraqi Journal For Economic Sciences | ||
| Article 1, Volume 0, Issue 29, 2017, Pages 93-112 | ||
| Author | ||
| Ziad Abd Najm | ||
| Abstract | ||
| Bank credit is extremely important, as the revenue generated by the President of the axis represents the income of any bank no matter how many and varied sources of revenue other, and without losing the main bank and the financial intermediary function in the economy. But at the same time surrounded by the investment risk, because of bad loans and facilities. has become the topic of "Credit Analysis" of the important topics of banking activity and the workers in general, and this as an important tool to gain access to accurate credit decision-making and thus reduce the losses that may be exposed to the banks. Proceeding from the importance of the topic dealt with the study process of granting credit and the study performed on the requests for credit facilities in the Industrial Bank compared to the basic pillars of the analysis of credit, and to identify the positive aspects and Tziziha, as well as the shortcomings and provide suggestions and recommendations for action to avoid them and thus contributing to the rationalization of lending operations bank account. | ||
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